Professional fees are large, infrequent and almost always paid card-not-present, which is the most expensive way to accept a card. Black Mesa Payments works with law firms, accounting and bookkeeping practices, consultants, agencies, insurance offices and real estate professionals to bring that cost down.
Bill the way you already bill
- Invoices with a built-in payment link, sent from the software you already use
- Recurring billing for retainers, monthly engagements and service plans
- A virtual terminal for keyed payments taken over the phone
- ACH acceptance for clients who prefer a transfer to a card
- Online gateways for a client portal or intake page
The QuickBooks math
Inside QuickBooks, invoice payments run 2.99%, keyed and other card-not-present transactions run 3.50%, and ACH runs 1%. Our Hyfin integration reduces each of those by roughly half a percent, and dual pricing can remove the card fee entirely. It two-way syncs with QuickBooks Online, so payments post as closed and paid without anyone re-keying them.
Transparent by design
Dual pricing gives clients two prices, one for credit and one for ACH, and it is 100% compliant. Traditional interchange plus pricing gives you true wholesale cost with full transparency. There are no junk or hidden fees in either program, and the processor fee side is locked in for the life of our relationship. Interchange, dues and assessments are set by the card brands and can move, and we say so rather than pretending otherwise.
Practical details
Our average clients save between 15% and 100% a month. Every account gets same-day or next-day funding, a typical merchant is live in 3 to 5 business days, and nearly all of our merchants are month to month.
Send a recent statement and we will put the annual difference in writing.
