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Black Mesa Payments provides business owners better payment processing with no junk or hidden fees, no rate increases, and 24/7 US based support.
Send us your current statement and we’ll show you the math. No obligation.
Accounting software, ERP, POS systems, and processors we work with
Black Mesa Payments helps small business owners keep more of every sale with simple, transparent dual pricing. No surprise fees. No rate creep. Our program is built to put processing costs back in your pocket.
Most business owners we sit down with are shocked at what they've been paying. Once we show them how dual pricing works, the math is obvious. Lower fees, month-to-month on nearly every account, and a local team that's actually accountable.
You may need a full countertop POS solution. You may need a terminal to take payments on the go. You might need to take payments online. However you take payments, we have the solution that helps your business run better, at less cost to you.
Choose from popular terminals like Dejavoo, Valor, Pax, Clover, or SwipeSimple. Choose from POS favorites like Skytab POS, Korona Retail, Genius and more.
Need integration into Quickbooks? We have that too with Hyfin.
In order to serve our business customers effectively, we have integrations with the largest processors in the world like Fiserv, TSYS, Global and Worldpay.
Tell us what you process each month, pick who you process with today, and see what dual pricing does to the bill.
| Fee | Customer pays | You pay |
|---|---|---|
| Cards | 3.75% | 0% |
| ACH | 0% | 0.75% |
| Processing fees (estimated) | $94 | |
| Effective rate (estimated) | 0.19% |
You save
$1,153/ month
on processing fees
Get a Free Statement ReviewEstimates only, not a quote. Competitor figures use each processor’s published rates; your actual statement may include fees this model cannot see. Send it over and we’ll do the math properly, free.
Every business is different, and so are its payment processing needs. That’s why Black Mesa Payments offers flexible pricing models designed to help you keep more of your hard-earned revenue. Our average clients save between 15% and 100% a month on processing fees.
Eliminate credit processing fees completely by offering your customers two prices. One for credit, one for ACH.
For businesses that prefer classic interchange + margin pricing with no hidden fees, no surprises.
One predictable fee for each transaction, no matter what card your customer uses.
Whether you run a food truck, a consulting firm or a grocery store, we have a solution for you.
We are true resellers and dealers for the industry’s best point-of-sale platforms, which means real support, transparent pricing, and no junk fees on any of them.
One of the top two restaurant POS platforms in the US, and we are the sole operators of the Oklahoma region dealership. No cost up front, dual pricing or flat-rate fees, and total support from the first conversation through go-live.
A serious retail POS up against Shopify, Lightspeed and Clover. No contract, we handle the card processing, and it integrates with WooCommerce for ecommerce.
A favorite of franchise chains and local restaurants and bars. As a true reseller we route you around the processor’s rate increases and big annual fees. Clean pricing, no contract.
Built for light retail, salons, coffee shops and quick serve. Its standout is a loyalty platform that texts customers individual, AI-tailored offers.
Most platforms lock you into one processor and one rate. We plug better processing into the tools your business already uses.
QuickBooks’ built-in processing runs 2.99% on invoices, 3.5% on keyed transactions, and 1% on ACH. Our Hyfin integration cuts every one of those (by about half a percent all the way down to zero with dual pricing) and two-way syncs with QuickBooks Online so paid invoices close themselves.
Field-service, home-service, spa and salon software usually allows exactly one processor at 3–4%. Our Chrome-extension integration syncs Black Mesa processing straight into those platforms instead.
Our nonprofit platform handles donations and tithes plus event management, accounting, QR giving, and 501(c)(3) tax forms for donors. Most donors choose to cover the processing fee themselves.
Also plays well with WordPress · WooCommerce · BigCommerce · GoHighLevel · Gravity Forms · Ecwid · PrestaShop · Shopify Plus · NetSuite · Acumatica · Microsoft Dynamics 365 · Sage. And if your platform isn’t here, ask: finding the right rails is what we do.
See every platform we connect toAt Black Mesa Payments, we believe you deserve local service, straightforward pricing and honest business practices. Our reputation in the community matters. If we can't save you money or help your business, we'll tell you straight.
It's why nearly all of our merchants are with us month to month, with no long-term lock-in, so we have to earn your business every single day.
10+ years in payments; has built and led sales teams across the country.
9+ years in payments; the same coast-to-coast team-building record.
Proud members of the Oklahoma Hotel & Lodging Association, the Oklahoma Restaurant Association and the Grove Area Chamber of Commerce, aligned with processor partners that have each been in business for 20+ years.
See the results we deliver for our clients.
Most processors hide behind a 1-800 number and a phone tree designed to make you give up. We don't. When something breaks at 9pm on a Saturday, you're not stuck holding for an hour.
You text or call your rep directly and someone actually picks up. That's the whole difference.
Send us your current statement and we show you exactly what you’d save. No obligation.
A typical merchant is live in 3–5 business days. Full-service POS installs take about two weeks.
Every account gets same-day or next-day funding from day one, with your rate program locked in.
It depends on your volume and what you pay today, but our average clients save between 15% and 100% a month on processing fees. With dual pricing, you can pay 0% to accept cards. Use the savings calculator above for an estimate, or get a free review of your current statement.
You offer your customers two prices: one for credit, one for ACH. That eliminates credit processing fees completely: you pay 0% to accept cards, and the program is 100% compliant.
Your processor-fee program is locked in for the life of our relationship, so the pricing you agree to is the pricing you keep. Card brand interchange, dues and assessments are set by the card brands and are outside our control, so we will never tell you those are frozen. Your rates are set for your business based on your volume, average ticket and credit and debit mix, and there are no junk or hidden fees.
Every account we board gets same-day or next-day funding, whatever your size, and that starts from your first day on the program. If you want to see how that compares to what you get now, send us your current statement and we’ll go through it with you free.
We work with restaurants, retail, automotive, B2B, home services and contractors, professional services, hospitality, liquor stores, high risk industries, and cannabis (with cashless ATM). However you take payments (countertop, mobile, or online), we have a solution.
Yes. We are approved for most high-risk verticals and MCCs through high-risk banks, so you are not charged outsized fees just for your industry and your cutoff risk stays low. There is no fixed list and every account is looked at case by case, so tell us what you do and we’ll tell you straight whether we can board you. Cannabis is supported with a cashless ATM.
Nearly all of our merchants are with us month to month, with no long-term contract, so we have to perform every single day. The one exception is our Shift4Dine restaurant POS, which comes with a 36-month agreement. Either way there are no junk or hidden fees, and your rate program is locked in for the life of our relationship.
In most cases, yes. We integrate with WordPress, WooCommerce, BigCommerce, Ecwid, PrestaShop, GoHighLevel and Gravity Forms, and with Shopify Plus (we do not support regular Shopify ecommerce or Shopify POS for brick-and-mortar). QuickBooks Online users get a two-way sync through our Hyfin integration, so paid invoices post back as closed. If your field-service, home-service or salon software locks you into one processor at 3–4%, Open Payments Connect syncs our processing into it instead.
On the terminal side we work with Dejavoo, Valor, PAX, Clover and SwipeSimple, covering countertop, mobile, virtual terminal and light POS. For full point of sale we are a reseller for Shift4Dine (formerly SkyTab) in restaurants and hospitality, Korona for retail, Genius, and SumUp for light retail and quick serve. Which one you end up on depends on how you actually take payments.
A typical merchant is boarded and live in 3–5 business days. Full-service point-of-sale installs need at least two weeks. We handle the whole process with you directly.
Stop losing money to fees that are eating your margins. Get a free review and see how much money we can put back in your pocket.
Send us your current statement and we’ll show you the math. No obligation.
